Ever

Your Crypto. Your Credit.

The Card Meant For Holders

Keep your assets growing while you unlock instant liquidity, so you can spend today without giving up tomorrow.

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How it Works

Your assets. Your control.

Secure your assets.

Deposit your crypto with trusted custodians. It stays yours, never moved, never lent.

Secure your assets.
Instant liquidity.

Get your credit line.

Ever makes your collateral instantly usable, converting invested assets into secure, flexible credit.

Get your credit line.
Financial freedom, redefined.

Spend anywhere.

Use your Ever Card online or in-store at any Visa merchant. Your crypto stays invested in the market.

Spend anywhere.
Simple. Secure. Seamless.

Repay and unlock

Repay in fiat, stablecoins, or crypto to release your collateral instantly.

Repay and unlock
Expanding collateral support.

Supported Collateral

Currently supports Bitcoin as collateral, with Ethereum integration actively in development.

Supported Collateral
Access built on collateral, not scores.

Balanced, Smarter Underwriting.

Your credit limit is instantly calculated from your collateral, credit, income, and debt.

Balanced, Smarter Underwriting.

Fees & Rates

Simple & Transparent

Interest Rate

10.99%

30-day grace period.

Annual Fee

$49

After the first year.

Hidden Fees

None.

No FX. No swap. No nonsense.

Security & Trust, Without Compromise

Advanced protection, borderless access, and total transparency — the foundation of Ever.

Security

Institutional-Grade Custody

Your crypto collateral is stored with the same custodians trusted by leading financial institutions. We partner with regulated and insured providers that safeguard billions in digital assets.

Protected by many, not by one

Multi-Party Protection

Your crypto is secured with MPC, advanced cryptography that removes single points of failure.

We don't touch your crypto. Ever.

No Rehypothecation

Your assets stay locked in your wallet, never loaned or moved.

Frequently asked questions